Personal Finance Investing
Written by Tessa Campbell; edited by Laura Grace Tarpley
- What time does the stock market open?
- Stock market holidays 2024
- Bond market holidays 2024
- Can you still use your account while the stock market is closed?
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- The stock and bond markets close on major holidays, and both have early closures on certain days.
- While stock market holidays also apply to the bond market, the bond market's early closures differ.
- You can still initiate certain actions (e.g., deposits or withdrawals) in your brokerage account during closure.
The U.S. stock market generally closes for major holidays like Memorial Day, Independence Day, and Thanksgiving. Not all holidays result in stock market closure. You can still trade on holidays like Valentine's Day and Halloween.
During market closures, you won't be able to place trades on the best online brokerages or investment platforms (with the expectation of crypto exchanges).
Here are the dates and major holidays that the stock and bond markets are closed in 2024.
What time does the stock market open?
The stock market's regular trading hours are weekdays from 9:30 a.m. to 4 p.m. ET. However, the market will close as early as 1 p.m. ET on the day before or after certain holidays.
Plus, you may be able to trade during pre-market hours (4 to 9:30 a.m. ET), depending on your brokerage or investment platform. The same goes for after-hours trading. This is available from 4 to 8 p.m. ET.
But the available hours may vary depending on your broker. For instance, SoFi Invest only offers pre-market trading from 9 to 9:30 a.m. ET, but it provides extended hours of trading from 4 to 8 p.m.
Stock market holidays 2024
Holiday | 2024 |
New Year's Day | January 1, 2024 |
Martin Luther King, Jr. day | January 15, 2024 |
Presidents' Day | February 19, 2024 |
Good Friday | March 29, 2024 |
Memorial Day | May 27, 2024 |
Juneteenth Holiday | June 19, 2024 |
Independence Day | July 4, 2024 |
Labor Day | September 2, 2024 |
Thanksgiving Day | November 28, 2024 |
Black Friday (closes early at 1p.m. ET) | November 29, 2024 |
Christmas Day | December 25, 2024 |
Bond market holidays 2024
The bond market has slight variations in trading hours and holidays/early closures. Its pre-market trading hours are from 4 to 8 a.m., its regular hours are from 8 a.m. to 5 p.m. ET, and its extended trading hours occur from 5 to 8 p.m. ET.
Below, we've also listed its holidays and early closure dates for 2024:
Holiday | 2024 |
New Year's Day | January 1, 2024 |
Martin Luther King, Jr. day | January 15, 2024 |
Presidents' Day | February 19, 2024 |
Holy Thursday (closes at 2 p.m. ET) | March 28, 2024 |
Good Friday | March 29, 2024 |
Day before Memorial Day (closes at 2 p.m. ET) | May 26, 2024 |
Memorial Day | May 27, 2024 |
Juneteenth Holiday | June 19, 2024 |
Day before Independence Day (closes at 2 p.m. ET) | July 3, 2024 |
Independence Day | July 4, 2024 |
Labor Day | September 2, 2024 |
Indigenous Peoples' Day/Columbus Day | October 14, 2024 |
Veterans Day | November 11, 2024 |
Thanksgiving Day | November 28, 2024 |
Black Friday(closes at 2 p.m. ET) | November 29, 2024 |
Christmas Eve (closes at 2 p.m. ET) | December 24, 2024 |
Christmas Day | December 25, 2024 |
New Year's Eve (closes at 2 p.m. ET) | December 29, 2024 |
Can you still use your account while the stock market is closed?
You probably won't be able to trade during the weekend or on holidays when the market is closed unless you're using international stock exchanges or electronic communication networks.
During holidays, you can check balances, monitor your portfolio's performance, or initiate deposits or withdrawals. Remember that you won't be able to place any orders until the market reopens. The rate at which fund deposits or withdrawals are complete depends on your brokerage's hours.
Investing and Retirement Reporter
Tessa Campbell is an investing and retirement reporter on Business Insider’s personal finance desk. Over two years of personal finance reporting, Tessa has built expertise on a range of financial topics, from the best credit cards to the best retirement savings accounts.ExperienceTessa currently reports on all things investing — deep-diving into complex financial topics, shedding light on lesser-known investment avenues, and uncovering ways readers can work the system to their advantage.As a personal finance expert in her 20s, Tessa is acutely aware of the impacts time and uncertainty have on your investment decisions. While she curates Business Insider’s guide on the best investment apps, she believes that your financial portfolio does not have to be perfect, it just has to exist. A small investment is better than nothing, and the mistakes you make along the way are a necessary part of the learning process.Expertise:Tessa’s expertise includes:
- Credit cards
- Investing apps
- Retirement savings
- Cryptocurrency
- The stock market
- Retail investing
Education:Tessa graduated from Susquehanna University with a creative writing degree and a psychology minor.When she’s not digging into a financial topic, you’ll find Tessa waist-deep in her second cup of coffee. She currently drinks Kitty Town coffee, which blends her love of coffee with her love for her two cats: Keekee and Dumpling. It was a targeted advertisem*nt, and it worked.
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